JJActivos —Experience that translates into capability.
JJActivos is a Portuguese company specialising in Credit & Asset Recovery, operating in Portugal and Spain. Since 2001, we have developed credit and asset management and recovery solutions that combine experience, technology, specialised teams and a presence on the ground.
More than two decades dedicated to recovery.
Over more than two decades, we have built a track record grounded in specialisation, operational capability and continuous adaptation to our clients' challenges.
Today we are a partner to financial institutions, companies and organisations looking for integrated recovery solutions, with a presence in Portugal and Spain.
Communicate → Recover → Legal.
A capability that spans the entire credit and asset recovery cycle, deployed according to each portfolio.
Multichannel communication, activation and follow-up.
Specialised Contact Center, inbound/outbound and follow-up.
Agreements, payment plans and tailored solutions.
In-house field teams, visits and on-site enquiries.
Location, recovery, transport and logistics.
Continuity through lawyers and solicitors.
Specialisation
Financial Services at the core: Banking, Consumer Finance, Leasing, Renting and Automotive Finance. Utilities as a secondary extension.
Presence
Portugal + Spain, mainland and islands, with in-house teams.
Technology
Management, traceability and reporting throughout the recovery process.
What drives us.
Our work is founded on clear principles that guide how we act and how we engage with clients, partners and society.
Mission
To develop effective and responsible credit and asset management and recovery solutions, creating value for our clients through experience, specialisation and execution capability.
Vision
To be a benchmark in Credit & Asset Recovery, recognised for its ability to integrate different solutions, its operational proximity and the trust of its clients.
Values
Rigour · Integrity · Commitment · Proximity · Performance · Progress.
Rigour at every step.
JJActivos embeds principles of ethics, control and information protection in all its activities, ensuring transparent and responsible processes.
Let's build long-term solutions.
Talk to our team and find out how we can support your institution.