The full cycle. One integrated solution.

Credit and asset management and recovery across every stage of arrears.

We combine technology, specialised teams and a presence across the whole Iberian Peninsula to deliver consistent results.

Glass building and bridge framed by the JJActivos brand geometry
Since 2001
Experience
Portugal + Spain
Iberian Coverage
All stages
Different types of credit
Integrated capability
Rigour and responsibility
Integrated Recovery Process

6 capabilities. One integrated strategy.

JJActivos combines different capabilities throughout the recovery cycle, tailoring the strategy to the characteristics of each portfolio.

01
Communicate

Multichannel communication and follow-up.

02
Contact

Specialised Contact Center, inbound/outbound and follow-up.

03
Negotiate

Agreements, plans and tailored solutions.

04
Intervene

In-house field teams, visits and on-site enquiries.

05
Recover Assets

Location, recovery, transport and logistics.

06
Legal

Continuity through lawyers and solicitors.

Every stage of arrears. Every type of credit. One integrated solution.

Solutions

Capability for different recovery challenges.

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Out-of-Court Recovery

Communication, Contact Center, negotiation and Field Collection across every stage of arrears.

Communication · Contact Center · Negotiation · Field Collection

Legal Recovery

Continuity of case management through lawyers and solicitors.

Analysis · Case management · Legal steps

Asset Recovery

Capability to locate, intervene and recover on the ground.

Location · Recovery · Logistics
Financial Services

Expertise thatknows the credit cycle.

Experience in the financial sector, with strategies tailored to different products, portfolios and stages of arrears.

Banking Consumer Finance Leasing Renting Automotive Finance
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Utilities & Non-Financial

The same recoverycapability.

Adapted to different sectors, with particular experience in Utilities and invoice recovery.

Communication Contact Center Negotiation Field Collection
Map of the Iberian Peninsula highlighting JJActivos' presence in Portugal and Spain, mainland and islands.

Presence on the ground.
Responsiveness.
Operational proximity.

Iberian Coverage

Close by, across the entire territory.

JJActivos operates in Portugal and Spain, with in-house teams and operational capability across the entire territory.

  • Portugal + Spain
  • Mainland + Islands
  • In-house teams
  • Territorial coverage
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Experience & Trust

More than two decades building capability.

Experience
Since 2001
Specialisation
Financial Services
Integrated capability
Different solutions
Iberian Coverage
Portugal and Spain
Careers

Be part of our recovery capability.

We are always looking for professionals to join our teams in Portugal and Spain.

Contact Center · Field Collection · Legal · Operations

Shall we talk?

A partner for every stage and recovery need.